Quick Contact
Rouse Frets White, P.C.
5250 West 116th Place, Suite 400
Leawood, Kansas 66211
Main: (913) 387-1600
Fax: (913) 928-6739
Email: csmith@rousepc.com
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Bar Admissions
Kansas
Missouri
U.S. Court of Appeals for the Eighth Circuit
U.S. Court of Appeals for the Tenth Circuit
U.S. District Court, District of Kansas
U.S. District Court, Western District of Missouri
U.S. District Court, Eastern District of Missouri
Education
- University of Kansas School of Law, J.D.
- University of Kansas, B.A.
Experience
Carol focuses her practice on construction, surety and fidelity law. With 30-plus years of experience, she is a leading attorney in her field and a well-known author and presenter on surety and fidelity topics. Working with some of the largest surety and fidelity underwriters in the country, Carol represents clients in a variety of claim situations, litigation, and arbitration; analyzes and defends claims on financial institution bonds and commercial crime policies; and handles and litigates a wide variety of commercial bond claims.
Carol is a past chair of the American Bar Association’s Tort Trial & Insurance Practice (TIPS) Fidelity and Surety Law Committee and sits on the Board of Directors of the Surety Claims Institute.
Areas of Practice
Areas of Emphasis
- Surety claims
- Commercial bond claims
- Fidelity claims
- Commercial crime claims
Activities and Memberships
- American Bar Association, Tort Trial & Insurance Practice Section (TIPS) Fidelity and Surety Law Committee
- Chair, 2022-2023
- Past Chairs Committee, 2023-2026
- Surety Claims Institute
- Director, 2018-2026
- Education Program Co-Chair, 2025-2026
- Kansas Bar Association
- Missouri Bar Association
- Johnson County Bar Association
- Kansas City Metropolitan Bar Association
- Construction Law Committee
Honors and Recognition
- Selected as Super Lawyer, Missouri & Kansas Rising Stars
- Selected by Missouri Lawyers Weekly as among “Up & Coming Lawyers 2010”
Publications and Presentations
- Co-Author, Missouri chapter in “Electronic Execution of the General Agreement of Indemnity,” 2026
- Author, “Computer Fraud: An Old Coverage—Now in the Spotlight,” chapter in Modern Fidelity Claim Deskbook: Understanding the Impact of Technology, 2025
- Presenter, “Exploring Privilege Issues from the Surety’s Perspective,” FSLC Spring Meeting, 2024
- Presenter, “What Does Owner Default Mean?” Southern Surety, 2023
- Presenter, “The Good, the Bad, and the Ugly – Bond and Contract Language,” Surety Claims Institute Annual Meeting, 2022